Today will tell about the features and the amended proposal, which I spoke earlier, and also show what bank carat I now use.
In the first three important things.
1. Free mobile communications and mobile Internet from MGTS (ammo1.livejournal.com/1031295.html)
My mom went to get a free sim card and she tried her not to. It turned out that the idea of the rate of office workers have the right to offer only those who came to disable dial telephone (to disable them perehotelos). Therefore, it is necessary to say to get SIM cards that you want to disable or landline phone to receive mobile tariff "Smart for their compensation." ;)
After reciting the magic words about the city phone off my mother gave Simcoe. :)
2. Map megaphone (ammo1.livejournal.com/1032610.html)
Unfortunately, conditions have deteriorated significantly on the map from 1 May. Keshbek became 10%, and 5% (in this case for each category it is still necessary to pay 119 rubles per month). All new cards, including virtual, have become paid (for free you need to shop for a certain amount per month). Cards issued earlier remain free. details here.
3. Halva card ( https://ammo1.livejournal.com/1009495.html).
Cards conditions deteriorated for the second time. Keshbek when paying in shops smartftonom the partner is still 6%, but in other stores it is now just 1%. When paying by card itself keshbeka 2% for the partners and the remaining 1%.
What are the cards I use now.
After Halva and Megafon "turned into a pumpkin," the main card for purchases from me was a map "Great keshbek" OTP Bank (ammo1.livejournal.com/1034180.html)Giving 7% keshbeka in supermarkets, drugstores and paying utility.
To pay for all that there is on high keshbeka in TNA I use Opencard Bank Opening giving keshbek 2% on any purchase, provided spending from 5000 rubles per month, and 1,000 rubles in the Internet bank or application (eg mobile payment communication).
To pay for transport (in fact, to replenish the Troika) using map Tinkoff Black (ammo1.livejournal.com/988445.html)Since through it I have now keshbek transport 5%. There, by the way, is now again held a rally with 10% on the balance for new clients.
For purchases using the card on Aliexpress Tinkoff Aliexpress (ammo1.livejournal.com/910390.html)It gives keshbek 5%. This is the only paid card of my more than 20 cards. But it will not renew the autumn - is replaced by a free debit Aliexpress with keshbekom 3%.
map Roketbank (ammo1.livejournal.com/833404.html) use as money storage and a convenient way to transfer (eg by means of transfers from the card replenish OTP card).
5 cards Yandex. Money (ammo1.livejournal.com/457300.html) I use to withdraw money from Zen and keshbek services.
map UnionPay RAB (ammo1.livejournal.com/1038797.html) I started the Aeroexpress train to travel on for 1 ruble.
Of course, there are free Momentum Savings Bank (ammo1.livejournal.com/924069.html)To send and receive money to Sberbank.
Map Pyaterochka Pochtabanka (ammo1.livejournal.com/999150.html) I need only to get a double bonus in Pyaterochka stores.
Yet I have a map of the Moscow Industrial Bank, the banks and the Russian Avant-garde standard, but they are now almost do not use.
Perhaps many will be surprised, as I do not get confused in a number of cards, but in reality everything is simple: the main cards of all three, and they are stored in the phone Google Pay (I even with their not always take), each of the others has its own purpose and is used only for the case for which was wound.
Others will say that all this fuss is not worth the keshbekov and discounts that give cards. I spend time and effort on it quite a bit, and the average keshbek obtained about 3,000 rubles. If you can get the money virtually "out of thin air," I see no reason not to do so.
© 2019 Alex Nadozhin