In the autumn of last year, I started to use a smartphone payment, for the sake of high keshbeka map HalvaI assumed that not everywhere you can pay this way, but it turned out that almost all stores contactless payment works.
It turns out, according to the contactless payment Russia ahead of the rest.
According to a survey conducted in several Russian cities, 62% already use contactless payment, and 34% at least once tried to pay smartphone. This is related by general director of Visa in Russia Catherine Petelin on the main Russian office of Visa's press conference, which I attended.
Visa has launched a second wave of the international competition of ideas Visa Everywhere Initiative in Russia, with a prize fund of 11 million rubles. This is an international ideas competition aimed at finding, promotion and implementation of innovative solutions for the financial sector and retail. Applications for participation in the Visa Everywhere Initiative are accepted from 15 March to 15 May 2019, the program may take startups participate, entrepreneurs, corporate employees, students and school teams, banks and merchants enterprise.
3 June 2019 20 participants passed the first stage of selection, will present their ideas to the expert jury, which will select 12 applications for prototyping solutions with mentors. June 17, 2019 the team will present their prototypes, and will be determined by 4 finalists.
One of the winners of last year - Briskly made automatic container store, the entrance to which, and the purchase of all goods going through the application, and the safety and integrity of buyers camera monitor with artificial intelligence.
Another winner - Tap2pay made a payment system for online retailers, allowing couriers to make non-cash payments from customers via instant messenger without using a terminal for receiving cards.
It is possible that with the help of the contest will have new convenient ways to make purchases, and maybe someone will come up with something so unusual that it is generally change the whole system of payment.
As an example, it has been given an amazing situation in an African country (if I'm not mistaken, in Nigeria), where all of a sudden minute mobile money replaced. Due to hyperinflation money continuously depreciate, and the minutes are minutes. Operators allow free transfer minutes to the other party and the people began to pay for goods and services, passing each other a minute.
I'll be back to the topic of contactless payment. Most of the inhabitants of our country quickly realized that touch the card to the terminal is much faster and more convenient than to insert the card into the terminal and dial pin-code. Just over a year this payment method has been used more often than others.
As for smartphone payment, it is an excellent replacement, allowing not carry the card with them. Before I had to start using a smartphone payment, this method seemed to me uncomfortable and unnecessary, and now in my Google Pay four cards, and even in your pocket and is always a couple of cards for secure (phone and can be discharged or somewhere still, there exists a terminal that does not support tap and pay), I have long pay off only smartphone.
© 2019 Alex Nadozhin