On September 29 I pay all card purchases Halva, and as of today, November 11, I was already credited with 2157 rubles 24 kopecks keshbeka. This money generated almost "out of thin air."
I already wrote about Halva card two weeks after starting to use it (ammo1.livejournal.com/984943.html), Is now reported on the received "money out of thin air."
Let me remind you, Halva map advertise as installment card (in fact, credit), but if you put money on it, and use only their own, but not credit facilities, with pay only telephone or Google Pay Apple Pay, until the end of the year are charged very high keshbeki on purchases - 12% in the partner stores (Pyaterochka, Perekrestok, Karusel, OBI, Hoff, Metro, Citylink, Onlayntreyd, Yulmart, Technopark, M. Video, Eldorado, Ile de Beauté, Chocolate, Burger King, Megafon, Beeline, MTS, Tele2, Lukoil, Tatneft, oil pipelines, 36.6, Samson-Pharma and many other). 3% in all other stores and 1% for payments on the Internet, and payment card itself, rather than a phone. Since the new year for purchases in stores, partonrah will keshbek 6%, which is too much, and 2% in other stores.
In October, I spent 31,814 rubles, 1564 rubles was credited for them. bonuses. The payment of bonuses is happening a little strange. I still paid 1158 rubles for the period from 29 September to 23 October. Them I immediately compensate for the two purchases in Crossroads and Pyaterochka.
Now I have the bonus account 999.15 RUB 9.47 plus p. balance from last month. Receive compensation for them will be on 30 November.
Perhaps the most impressive was keshbek for the purchase of machines for shaving in Citylink. I bought the machine Panasonic ER131 (by the way, excellent) for 1360 rubles and 163 rubles received keshbek. 20 kopecks.
Another charge has been a surprise to me - 60.65 rubles is just the interest on the remainder. Halve by accrued on the balance as much as 7.5%.
Sovcombank issuing Halva, a kind of bank, so we have to put up with all sorts of petty troubles.
Last Friday, I tried to connect completely unnecessary option for 99 rubles a month. He refused. Did not connect.
A couple of times to forget to charge keshbeki - wrote in support, to be assessed. In general, for all these to be watched.
To receive large keshbeki need to have a smartphone with NFC and pay only for them, using the contactless payment. By the way, it was quite convenient.
It is important to immediately include in the application the use of their funds (otherwise, in spite of the presence of their money on account, in stores all the partner will still be spent and borrowed funds will keshbek smaller).
The last time I gave the link, making it possible to get 500 rubles for the first purchase of 1000 rubles in the first 10 days of using the card. 21-character reader passed this quest and received their bonuses. Congratulations! :) Can you repeat their feat, here is the link: https://halvacard.ru/if/1875418985
Map free, maintenance free, bring free, so that anyone with a smartphone to have the NFC, should make Halva and start getting "money out of thin air."
© 2018 Alex Nadozhin