Bank card Halva advertised as installment card, but it is much more profitable to use it as a debit, because it gives a huge keshbek 12% in many popular networks of stores, and gas stations pharmacies.
I learned about keshbeke halva in late September and immediately realized that such a card to me exactly need.
Subject to a number of conditions for all purchases charged keshbek:
- 12% for purchases in partner stores (Pyaterochka, Perekrestok, Karusel, OBI, Hoff, Metro, Citylink, Onlayntreyd, Yulmart, Technopark, M. Video, Eldorado, the Ile de Beauté, Chocolate, Burger King, Megafon, Beeline, MTS, Tele2, Lukoil, Tatneft, oil pipelines, 36.6, Samson-Pharma and many other).
- 3% for purchases in other stores;
- 1% for payment on the Internet.
In order to obtain such keshbeki need to meet several conditions:
1. Pay smartphone using Google Pay or Apple Pay (phone must support NFC and contactless payments);
2. Spend their own funds (credit card);
3. Spend not less than 10 000 rubles per month, and to make purchases at least 5;
4. In the first week after receiving the card to spend at least 2000 rubles;
5. Go into Halva application on your smartphone no less than three times a month.
If your phone does not support the NFC, you can pay the card itself, but keshbeki be much lower - 3% in the partner stores, 1% in the rest of the stores.
All this attraction unprecedented generosity will last until the new year. Further, according to rumors, keshbek will be reduced by half (but 6% of Pyaterochka and Perekrestok is very good).
Card is free and is delivered free too. To obtain it you need to fill out a form here.
Halva card issued Sovcombank largely corresponds to its naming. :) I fill out the form for a card three times, and then it was again re-filled by the bank employee. It turned out that the form you need to fill more or less quickly, or after completing the transition to happen the main screen without any messages and the entered data is partially lost (shovel-programmers, pancake!). After such a filling I got a call from the bank, began to ask questions, the answers to which I have just introduced into a mold, and then another, and said that in order to get the card will have to go to the bank, as "data not enough. " On the third time, I filled out the form yet-received at the end of a message that the request has been accepted.
And the next day I was walking down the street, saw the separation Sovcombank and decided right there in a hurry to get there map (in fact all filled!). Yeah. It was not there. The bank reported that their systems are not connected, and more than an hour filled anew. I got a card and began to use it. A day later they called me and happily reported that they are ready to deliver the card. A week later came to SMS that I received the card is denied. :)
Do not repeat my mistake, fill in the online application form and wait for the free delivery!
Upon receipt of the map try to request a minimum credit limit. Say, some manage to get a zero limit immediately. I have put 15,000 and told to try to call support and ask for a month to reduce the limit to zero.
An important point: immediately after receiving the card in your account or application you want to enable the engine to "use their own funds," otherwise purchase The partner stores will be carried out on credit even if you have the money in the account and keshbek on them will be only 5% and that only the first three months.
Another point. On some purchases keshbek can not be charged. If he did not show up for 10 days after purchase, you need to pull support chat application and request to charge. I have so happened with the first three purchases - have added only after treatment.
Keshbek earn points, which are added together and come to a separate account in the last few days. After that, they can compensate for previous purchases in stores of the partners and thus turn them into real money.
Within two weeks of use halva I spent 16 437 rubles and 665 rubles received keshbek.
Agree, it's nice to get completely for just a thousand and a half month.
If you are not intimidated by the complexities of production of ultrahigh keshbeka, order card on my link. In this case, if you are in the first 10 days of using the card to make the first purchase in the amount of 1,000 rubles, 500 rubles you get a gift, and I also get.
© 2018 Alex Nadozhin