I have made a small experiment, and all purchases in France I did with the help of different ruble bank cards. He returned and calculated the exchange rate weighed money.
I did purchase 27, 28 and 29 November. During this time the bank rate was almost unchanged - On November 27, he was 69.3309, 28 - 69.4957 29 - 69.4934. Course of currency slightly floated from 69.73 to 69.92.
If I had just bought a euro cash before the trip, I was able to buy them at the rate of 69.90. I found an overpayment compared with this course.
As can be seen from the table, the most disadvantageous was QIWI card ( https://ammo1.livejournal.com/875269.html). Most likely this is due to the fact that this system VISA card, the "native" currency for which are dollars and paid in euros happens double conversion euro-dollar dollar-ruble.
The most favorable card for purchases abroad of the five tested - Rocket ( http://ammo1.livejournal.com/833404.html). for her overpayment was 0.5%.
In Tinkoff Aliexpress cards MiB Black Edition and Rocket have cashback of 1%, which will compensate for the overpayment and payment of the map will be more profitable than paying cash (note that only three cards only MiB Black Edition cashback returns the money to the card, at Aliexpress keshbek converted into points to compensate for purchases on Aliexpress, while the Rocket returns roketrublyami cashback that can be spent only once, when they accumulate 3000).
P.S. Probably conversion terms can be found on the websites of all the banks, but I decided not to bother and just have this little experiment.
P.P.S. Casino is a network of food stores, and not what you think. :)
© 2017 Alex Nadozhin
The main theme of my blog - Equipment for human life. I write reviews, share experiences, talk about all sorts of interesting things. And I'm doing stories of the interesting places and tell about interesting events.
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