How is a microloan for a person voluntarily formalized for employment? (The welder was charged with debt)

  • Dec 11, 2020
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Job Interview (Photo Source: https://www.vedomosti.ru/)
Job Interview (Photo Source: https://www.vedomosti.ru/)

Greetings, dear guests!

This scheme has become widespread in the construction business. It is gaining momentum more and more due to staff turnover in this area. Each person, coming to the interview, is ready to give all his best, tell everything about himself and present all his documents in order to provide him with a job, because you need to feed the family.

Friends, my very good friend voluntarily got into trouble and had to return 25,000 rubles to the microfinance organization. principal and 8,200 rubles. for the accrued interest. And this is money, which he did not see in his eyes, but only came to get a job as a welder of 4 digits. through a recruiting agency, i.e. through a recruiting company and two weeks later he got a call ...

The scheme is as follows: a one-day company rents an office space for one to two weeks, equips it with office desks, leather sofas, hangs banners and calendars on the walls, puts a couple of computers, MFPs - perhaps that's all and this is called "dust in eyes". Information is given in the media about the recruitment of personnel for a good salary with a full social package. And who doesn't want to?

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If this organization positions itself not as an agency, but as a real company, then we can assume that the first impression of a "cool" office has been created for the applicant. Typically, a successfully developing organization where all employees are dressed according to a dress code and the doors are open to accepting new personnel.

And what happens is the following: a nicely dressed and eloquent recruiting manager during an interview - disposes of a person and fills in his data into a questionnaire on a computer screen. And these questionnaires are not for employment, but for obtaining a microloan for an impersonal electronic wallet. Everything! The man himself told about himself and the questionnaire was filled in from his words!

What's the catch?

Microfinance organizations have recently been practicing providing money for 0.5-2% per day for electronic details or bank card number, i.e. a person does not need to go anywhere at all and it is enough to have a passport and card number with you!

A photograph of a face and a nearby passport or passport is taken from a mobile phone, this is the whole secret! This combination is similar to an electronic signature, upon sending which - an individual confirms the consent of the online offer agreement for the provision of a loan! And it is also a 100% argument for going to court and collecting money from a person!

Sample passport (Photo source: https://omsk.aif.ru/)

Attaching this photo to the questionnaire, the person confirms the data of the questionnaire and agrees with the microloan, which is what the manager of the organization does for another individual. He asks to photograph your face along with your passport on his camera or on a mobile phone, whose it is not important and under any pretext begs for this photo. The main thing is that the photo gets to him and be backed up to the electronic questionnaire! And it's all! Now it is enough to indicate the wallet number.

So my friend, having passed an interview for the position of a welder (as the agency said literally: "in a very large organization on the construction of non-residential industrial facilities "), 14 days later received a call from the security service of the microfinance offices! And he laid out his monthly salary without getting a job!

I recommend not to take such photos under any circumstances, in our time - information leakage can occur from any device at any time !!!

Thank you for your attention and I urge you to be very attentive!

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