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Plastic cards have made life easier and spending - more pleasant. After all, morally much easier to part with a round sum when you can not see it and do not hold crunchy bits of paper in his hands. But for convenience also comes the reckoning. And we should not be vigilant: that's 8 when exactly is not necessary to "uncovering" credit card.
Credit cards make life easier not only to ordinary honest users, but also attackers. Now they do not need years to perfect dexterity and acting. Enough to buy a powerful computer, to know a couple of tricks - and your money is already in someone else's pocket. To avoid becoming a victim of another scheme, do not rush to pay by credit card in the 8 highly suspicious circumstances.
1. On the site, whose address does not begin with the «HTTPS: //»
Shopping online for a significant part of the population become a real hobby. But before you go on the hunt for the coveted favors and uncovering card to pay, carefully look at the site's address bar. If it does not start with https://www..., do not rush to make a purchase. Perhaps before you "fake" site. HTTPS - a network security protocol that ensures secure encryption of your data. And in its absence (for example, if an online store address starts with http, without the letter «s» in the end) is always a chance that the information about your bank card falls into the clutches of scams. Better look for similar goods in a more reliable store.
2. If someone asks for your credit card details of electronic mail
Even if the request came from a friend or relative is quite real, be careful. The fact is that There are a number of viral programsWho know how to extract the right information (especially credit) of the emails. So that in an emergency is better to send card details the good old SMS-Coy. Only pre-call back and check: is it really necessary?
3. When you want to make a donation directly to the street
Volunteer organizations are also coming up with the times and has long been accepted not only the cash, but credit cards. Everything is good, but the noble impulses can take advantage of people not the most honest. You want to make a donation? Use bills. And never let strangers details of their payment card. How to be fair they may look.
4. When you are talking on the phone
Do not disclose your bank card details during a telephone conversation. Firstly, you do not know who among others is to listen carefully to you at this moment. And secondly, very few representatives of honest business will ask you to name the card number and expiration date of its termination by telephone. This should already alerted. But if the voice on the other end of the virtual wire asks called CVV-code (Verification number, three digits on the back of the card), do not hesitate to hang up. With scams conversation short.
5. When shopping online from a seller there are no positive reviews
You are going to buy something through a bulletin board or other trading platform? Before you transfer the money, "Google" the name-surname Seller, Telephone number and bank account. You may find them in the "black" list of scams. It should also be alerted if the user has no reviews at the transaction. In general, be wary of any advance payments: ebay, avito and similar services - this is always a lottery with an element of Russian roulette.
6. When are you going to pay for the purchase using a public WI-FI
A simple rule that stands well to remember: never made an online purchase using a public WI-FI. For example, sitting in a coffee shop or airport. Social networks always have a low degree of protection, so you never know who might see your data.
7. And when using a public computer
PC in the dorm, university, library and even in the office - not the best solution for online shopping. You can always set a program that will save passwords without your knowledge. And then what prevents someone else to pay your card?
8. If a payment terminal looks suspicious
When paying by card in the 'real' shops and public places always pay attention to the terminal. If it looks too big, flimsy, stick from the device or present suspicious wire lining, it is better to think twice about buying. The police often register cases when even in reputable networks fraudsters sellers use additional scanners and mini-cameras that record the card number and CVV. So, trust but verify.
And then you can find out more 15 real facts, as different companies cheat people. Be on the lookout.
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A source: https://novate.ru/blogs/280418/45975/