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Remember the old conventional wisdom embedded in the mouth of George Miloslavsky - "Keep money in the savings bank"? If "Ivan ..." filmed today, the hero certainly would recommend credit cards. No wonder: a piece of plastic with a magnetic strip may become easy prey for fraudsters. Especially, with an abundance of ATMs on the streets. How to protect yourself from the virtual plunder? Recalls in this review.
ATMs can only thank the creators: to replenish stocks of the purse has never been so easy. But where the use, there is always the potential for harm. And while you enter your PIN in order to remove the hard-earned with the card for you can spy. No, not the person behind, and hidden cameras and skimmers - special sensors, which are attached to various parts of the ATM and read basic information from your card. For example, said pin. To protect themselves from the role of victim remote theft is not too difficult. Importantly, do not forget to follow these tips here. At least as a preventive measure.
1. Inspect the ATM
If you see suspicious traces of glue, tape, dents or chips on the keys - better to keep your card out of the device. Fraudsters often use invoice keyboard, so pay attention to it: if the keys are different in color from the rest of the body, looks too new, or (even better!) panel falter and give in "podkovyrkoy" nail - pass by.
2. For security reasons, your money is better not to use the ATM ...
... located in dark alleys, on a busy street or tourist areas abroad. Installing the skimmer takes time. And in the above areas in scams it is likely to be. At a minimum, the temptation to use the reader in such a cereal field accurately displayed.
3. Try to withdraw money from ATMs inside bank branches
The probability of running into a camera or skimmer there is minimized.
4. When entering your PIN, cover the keypad hand
Even if it already has a protective plate. After all, under it too, it is possible to install a miniature camera.
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5. Use a card with a chip
This reduces the risk of fraud. But, alas, it does not reduce it to zero.
6. Connect SMS notifications for actions on your map
If someone will be able to learn your password and try to withdraw money, you will immediately receive a SMS. Although able to block your card after.
7. Set a limit on cash withdrawals
Choose the amount yourself. The main thing is that the scammer will not be able to remove all of its contents at a time. After the first transaction, you will receive a message and have time to "freeze" expense.
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