Deposit insurance: not so simple

  • Dec 24, 2019
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I was sure that with the money put in the bank, part of the state deposit insurance scheme, nothing can happen. It turned out, not so simple.


I had a contribution to the ARKS bank, which took away the license July 19, 2016.

I went to the Savings Bank, which entrusted compensate for the loss of depositors ARKS Bank. I paid only half of the deposit - it turned out that ARKS led double-entry bookkeeping and showed the deposit insurance system smaller amounts.

I still have the "lucky" - operatsionistki told about a woman who had a contribution to 1400000 rubles, and in 4000 the system was listed rubles.

Immediately offered to write a statement of disagreement with the amount of compensation.

It turns out that the investor, entrust their money to the bank, which is a member of the deposit insurance system, He does not know how much money the bank shows the system - real or 100 times less, and how to find out unknown.

P.S. Two months later, the entire remaining amount paid. I am very fortunate that I had an extract of all the deposited funds on the deposit, and if the money was transferred through the internet and statements would not be, not the fact that I would not lose my money.

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© 2016 Alex Nadozhin

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