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How to live on a pension? How to hold out until the retirement age? And indeed, if life is over 65? Perhaps, in the world there is only one (or almost alone) nation, which representatives do not care about such matters. This - the Danes. People receiving royal, by the standards of the rest of the world, retired. It turns out that to build such a social system in which the welfare of older people will always be at a level that is difficult, but very real.
So what is the secret of the Danish welfare? It would seem that the answer lies on the surface. The country has a rule: taxes of the working population is very high and sometimes reach 40% of the profits, but the pension fund is always full. In principle, the working-age population are satisfied, because over the years the fund has proved that money is spent transparently. This means no one and had no intention to go into the shadows.
It has the Danish system and one significant difference from us. The pension is calculated from two sources - from the state treasury and pension fund. And here lies the main trick: the state pension is calculated on the reverse principle: the one who always worked with high income, he receives few, and those who barely make ends meet - provided completely. Why is that? Comfortable old age are all people, regardless of who both lived life, and those who have always lived in clover, and still enough savings to mature years. By the way, the amount of minimum payments from the state about 2,800 USD., That seems to be just the sum of the space compared with our system.
The second part of the payments to pensioners receive a pension fund. Here is all happening for us familiar pattern: the accrual in direct proportion to income from employment. So, too, get their full due to hard workers.
There are many more advantages of life in Denmark. For example, medicine for pensioners is partially free, they are free to come to the doctor and some medications (depending on level of income) is also to receive from the state. special compensation cost of housing is also provided. In short, the perfect conditions that enable a full life after retirement.
By the way, recently in Denmark have increased the retirement age from 65 to 67 years, but no protests on this occasion was not. Local as well feel that they are not a burden to go on a holiday for a couple of years later.
By the way, from our review The top 10 countries that are ideal for the elderly you can find out where in the world the most comfortable to live in the sunset days.
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A source: https://novate.ru/blogs/200918/47843/