*** A minute of useful ads that no one ordered, for which no one paid me, but you and I can get some pretty nice bonuses ***
$$$ At the end, a useful promotion for those who already have a Tinkoff card $$$
Until the end of the week, you can order a Tinkoff Drive credit card for motorists with a lifetime free service and a large cashback for fuel and car services.
You can also get a Tinkoff Platinum credit card with free service.
Usually the Tinkoff Drive card is issued free of charge, but the service fee is 990 rubles per year. If you order a card by my link through November 21st, and issue and service will always be free.
The card gives 10% cashback at gas stations, 5% cashback for Autoservices (toll roads, replenishment of the Moscow parking account, spare parts, car wash and car wash services, car rental, traffic police fines), 10% for payment for the services of "Tinkoff Insurance" and 1% for the rest purchases. Cashback is awarded in points, which can be used to compensate for any spending in the category "Auto Services" from 1000 rubles. Payment at gas stations can also be compensated, but less profitable.
There is one unpleasant feature of cashback accrual: the amount of points received for purchases in the categories of gas stations and "Auto services" should not exceed more than five times the sum of points received in other categories with cashback 1%. This means that in order to get 1000 cashback points in the categories of gas stations or "Car services", you need to spend at least 20,000 rubles in other categories, having received 200 points for these spending.
The card has a grace period of up to 55 days, so if you pay off the debt on time, you can use credit money absolutely free of charge, without paying the bank interest.
Another card that can be obtained by my link with lifetime free service, Tinkoff Platinum. This can be done until December 6 inclusive.
This card is interesting primarily because it allows you to repay loans in other banks without paying interest for use of money for 120 days (for regular purchases, the usual interest-free period of 55 days is valid).
Although the promotion for the free service of the Tinkoff Black debit card has ended, service on it is still possible make it free: after receiving the card, write to the robot Oleg in the chat: "please transfer me to a tariff with a free service ". The robot will ask if you want to switch to tariff 7.2, answer yes. The only disadvantage of the free plan is that interest will not be charged on the card balance up to 100,000 rubles, while if you open it in the application savings account and keep the main money on it, interest will be charged there, and money can be transferred to the account at any time cards. I talked in detail about the Tinkoff Black card (https://ammo1.livejournal.com/1279716.html). When ordering this card by my link you will receive two months of Tinkoff Pro subscription.
I have been using Tinkoff cards for more than six years, and during this time almost all of my relatives have gradually acquired Tinkoff Black cards as well. If you still do not have such a card, I recommend getting one. It is really convenient and profitable.
I would be grateful if you would issue cards using my links. In this case, you will not only receive useful cards with free service, but also support my projects. (the bonus will be spent on light bulbs, batteries and test devices and equipment and tools for these tests). And one more link to all Tinkoff products (there are cards, insurance, mobile communications, deposits and loans, for each of them you will have different bonuses): www.tinkoff.ru/sl/2ySceLfUYEa.
P.S. An important addition. It is very important to use your credit cards responsibly. Spend credit funds only in the amount that you can definitely repay, and preferably during a grace period.
P.P.S. For those who already have a Tinkoff card, a fun promotion: "bonus for imperfect purchases" https://noshopping.project.tinkoff.ru. If on November 27 you do not make purchases with a card, the bank will give 5% of the average spending per day.
© 2021, Alexey Nadezhin
For ten years I have been writing every day about technology, discounts, places of interest and events. Read my blog on the site ammo1.ru, v LJ, Zen, Mirtesen, Telegram.
My projects:
Lamptest.ru. I test LED lamps and help figure out which ones are good and which are not so good.
Elerus.ru. I collect information about domestic electronic devices for personal use and share it.
You can contact me in Telegram @ ammo1 and by mail [email protected].