Immediately recalled the ads, "Buy an apartment - get a baseball cap as a gift." In Tinkoff today really started the action - those who order before December 22 cards on the recommendation of friends, Courier will bring together a card branded socks. :)
Many are now blamed the bank for aggressive advertising, but I have more than five years, the customer Tinkoff Bank and actively use four of his cards.
It is not the bank earns on me, and I get bonuses from the bank and did not pay him a penny.
My first card - Tinkoff Black It gives keshbek 1% on all purchases and 5% on purchases in three categories that change every quarter. Before the new year, I "Transport", "Pharmacy" and "Railway tickets".
With this card you can withdraw cash without commission at any ATM (not less than 3000 rubles. at a time and up to 100,000 per month), to transfer money to any card (up to 20 000 rubles per month, without commission), to send money bank transfers, pay for utilities and more also no commission.
For those who order a map
of my referenceThe first three months of service free of charge cards without any conditions. Map to be free and then you need to constantly keep at it for at least 30 000 or a deposit between 50 and 000, but you can do without it: it is enough to write in support and ask to change the rate at 6.2. In that the case will not be interest on the balance with the amount on the card up to 100 thousand rubles, but the card will be free without any conditions.My second and third card - additional card free world. Now they can be used to pay for the Moscow metro at a discount (fare costs 27 rubles). In addition the system MIR has its bonuses (such as the recently returned 5% of the money spent in Dixie stores). Maps can be discharged a few - for themselves and family members (that is why I have two of them) and each can establish its own limits.
My fourth card - credit Aliexpress. On it I get 3% cashback on Aliexpress and Tmall (And this is added to the keshbek keshbek-kind services or skidka.ru epn). In addition, according to this map gives keshbek 2% in pharmacies, restaurants, gas stations, and 1% everywhere else. Maintenance of this card worth 990 rubles, but there is a way, as they do not pay. Firstly when ordering credit card According to Aliexpress my link give 1000 points (rubles) as a gift, so at least for a card and have to pay 990 rubles, then it will be possible to compensate for them, having made purchases on Ali from 500 rubles and offsetting their bonus points. A year later, you can ask for support for a year of free service. Some offer a free year of even a few times in a row.
Besides those cards, which I use, at Tinkoff there is still a lot of cards (for travelers, motorists, users of certain stores). When ordering any of these cards of my referenceIt will be a variety of bonuses. Well, of course, and socks. :)
P.S. This is not advertising the post. I did not get any money for it, and I have no one asked him to write. The only benefit I can get - a bonus for those who issue the cards on my links, with this It benefits not only to me, but you, because when you make a bonus cards to these links give and those who receive cards. By the way, these links in your account can create any client of the bank, invite your friends and get paid for them bonuses.
© 2019 Alex Nadozhin
The main theme of my blog - Equipment for human life. I write reviews, share experiences, talk about all sorts of interesting things. My second project - lamptest.ru. I test LED lamps and help figure out which ones are good and which are not.