July 1 card "Big keshbek" OTP Bank to give 7% keshbeka to supermarkets, pharmacies, health care and housing, "turned into a pumpkin." I had to look for a replacement. Partly it was the "Universal Card" SKB Bank.
Unfortunately, the enormous keshbekov no more 12% halva became 6%, 10% Megafon 5%, 7% OTP become unrealistic - to get them to spend from 70 000 rubles a month, and I spend a lot less and have a map close.
Megafon is irrelevant because of the need to pay 119 rubles a month for the connection keshbeka.
Again becomes relevant Halva with its 6% on the purchase of the partners at the pay phone (ammo1.livejournal.com/1009495.html), But shopping in other stores in keshbek halva is now only 1%, and for keshbeka need to spend from 10 000 rubles per month.
Debit "Universal Card" Ekaterinburg SKB bank has a program keshbeka that can vary each month, but for two months until August 3 its terms remain unchanged:
Shopping in supermarkets, restaurants and cafes: keshbek 5%;
Purchase of air and railway tickets in Russian companies: keshbek 7%;
Shopping at gas stations (of course including gasoline): 10%.
Map nonamed instantaneous dispensing issued free. To free was her service, you need to do one of two things:
- in a bank to open a deposit "Ordinary Miracle" for 1000 rubles;
- in the Internet bank to open a deposit "Wishes" in the amount of 10 000 rubles. for 270 days under 7.5%.
The second option is preferable as for the discovery of the deposit in the Internet bank gives 150 points (rubles) as a gift. More 150 points given in case of card issuance, another 150 points on the day of birth.
Keshbek also earn points (5,000 per month). On the first working day of the month points accumulated in the previous month, are available for disposal, they can compensate for the purchase (or part thereof).
In Moscow, only two CSC office. I received a card in a small office on Pokrovka (there is not even a signboard, and the entire office of the bank is one room with three collaborators). No problem getting a card has not arisen.
After receiving the SDB cards were "not closed" big keshbekom payment utilities, transportation and pharmacy. For all these categories of 5% keshbeka gives credit card "Delight" East Bank, but it is not very easy with her. Very often, instead of the "Rapture" bank card gives "Keshbek", the first use of which take 1,000 rubles (they gave me just such a card). You can try to cheat and get a free additional card and only use it (those who do so We did write that 1000 rubles they have not removed), you can wait a month and once again try to get "Delight".
Lifetime high keshbekov short-lived, however, cards with large keshbekom there are always new. Many believe that the resulting benefits are not worth all this fuss, but to call on the way in my opinion to the bank and half an hour to get a card is not so difficult, and getting completely out of the air up to 5000 rubles per month is very nice.
© 2019 Alex Nadozhin