From January 1, 2020, new conditions for obtaining maternity capital came into force. Now the payment can be received for the first child. How to do it?
Together with minipolis Refined sugar Let's figure out who is entitled to maternity capital, how it can be spent on buying an apartment and what documents will be needed to purchase a home.
What is maternity capital
Maternity capital is the state's way of supporting young families. After the birth of a child, the state pays the parents a lump sum of budgetary funds - 466,617 rubles for the first and plus 150,000 rubles for subsequent children.
What changes have occurred in 2020
- From January 1, 2020 maternity capital is given for the first child.
- For birth second child - 616 617 rubles.
- Mother capital program extended until the end of 2026.
Who should
Maternal capital for all families with children - regardless of income, employment and housing conditions. Any mother who gives birth or adopts a child from January 1, 2020 will receive a certificate. Even if the family has several apartments, and the dad's salary is 200 thousand rubles.
What can you spend on
Immediately after the birth of a child:
- Down payment on a mortgage for the purchase or construction of housing.
- Pay off debt and mortgage interest.
- Goods for the adaptation of disabled children.
- Paid nursery or kindergarten.
- Putin's monthly payments for the second child.
Three years after the birth of your first child:
- Paid education in addition to preschool.
- Buying a home without a mortgage.
- Construction and reconstruction of a house without a mortgage.
- Mom's funded pension.
How to get maternity capital: step by step instructions
- The first step is to apply to the Pension Fund (in person, by mail, through the MFC or the State Services portal) and receive a certificate for maternity capital.
- Prepare all required documents.
- Choose your favorite accommodation and tell the seller that you are going to contribute part of the amount through maternity capital.
- Draw up a sales contract and enter in it an item that part of the amount will be paid in cash, and part - paid by the mother capital according to the certificate (here you will need to indicate the document number).
- Register the deal with the MFC.
- Apply to the Pension Fund with a request to transfer money to the seller's account. They usually arrive within a month.
It's important to know
Be prepared for the fact that not all sellers will be happy with the parent capital, so it may take time to find suitable housing with an accommodating owner.
It is much easier to use maternity capital to buy an apartment from a developer who supports this program.
- For example, minipolis Rafinad. This is a new format of residential development - a city in nature, located in the urban district of Khimki, 10 km from the capital.
- Modern architecture here it seems to be woven into the natural landscape, creating the atmosphere of a quiet European city where safety and comfort, natural surroundings and attention to detail are highly valued.
- Positive atmosphere in minipolises contributes to the rapid adaptation of the family to new conditions, the opportunity to introduce children at the stage of construction of a residential complex in a neighboring club.
Apartments in Rafinada are really within the power of young families. Go to the website minipolis Rafinad and order a free taxi to the construction site and sales office to see the project with your own eyes.